Some time back I wrote about how I budget my personal finances (You can find the original post here). The first post was just the start to a series. This is the second post in that series. In the first post I talked about taking an inventory of all of your cash flows in and out. In this post I talk about what you do with those to get a handle on how much cash flow you have each period that you get paid. As I mentioned in the post if you would like a copy of the spreadsheet to do this for yourself just email me on the contact page or your can reach me on Twitter or Facebook.